Comments on: Personal and Business Auto Liability Insurance Policies

By: love

love — Sun, 15 Nov 2009 19:11:01 +0000

Some group policies at work do not care about preexisting conditions.
Some do. It is usually the private ones, not work connected that
up the rates. Probably something to do with—- if you can work, then
you probably are not too sick, or disabled, so you can be insured.
If it is a dependent child, would you need to take insurance for you
as well as the child, and what is the waiting period.
Work insurance takes a while to go into effect. You may have a rider
or whatever it is called, that will exclude treatment, or make you wait
so long to have insurance, or treatment for the preexisting condition.
I don't know for sure, you could find out some how who the employer
or potential employer uses and check it out on line or by calling the company.

By: Leo

Leo — Sun, 15 Nov 2009 11:51:19 +0000

By: dudefornow14

dudefornow14 — Sun, 15 Nov 2009 11:44:41 +0000

I didn't study for this test (haha)

1-Liability
2-Uninsured motorist if you were a pedestrian
Collision if it's a hit&run in your car
3-Risk & Loss
4-Comp & Collision
5-Driving penalties
6-All of them

By: Twig

Twig — Sat, 14 Nov 2009 07:54:32 +0000

Do you want to start an insurance company or an insurance agency? There is a difference. I'm guessing you want to start an agency because if you had the millions of dollars needed to start an insurance company you'd have the knowledge already or at least the money to hire someone who knew.

For an agency you'll need E & O insurance. Also, depending on your situation you'll need a business general liability and property coverage. You'll need business auto or at least a business classification on your auto insurance if you have vehicles. If you hire someone you'll need workman's comp and possibly health insurance, disability, etc. for the employees.

By: ..???..

..???.. — Fri, 13 Nov 2009 20:12:22 +0000

Reagan warned of obama and his kind, and I'm not referring to his race, He is a socialist, and health care is his door opener.

http://www.youtube.com/watch?v=fRdLpem-AAs

Please forward this video to all who question the "acting" president's agenda!!!!!

By: fgeel

fgeel — Fri, 13 Nov 2009 03:56:56 +0000

hes got to be lying or had lawyer take his tickets to court and won!
tickets are sent to the states motor vechicle division, thats how they find out about your tickets!
TC GL

By: Happy

Happy — Thu, 12 Nov 2009 23:33:08 +0000

I think you should go to the local building department (city or county) and apply for as built permits for these unpermitted structures. Although costly, it's better than Code Enforcement coming by, realizing that those additions/properties are unpermitted and going to court, seeking an injunction to have you (1) obtain as-built permits or (2) having them torn down.

It is more expensive to have Code Enforcement come in and seek relief from the courts (assuming you don't comply and apply for as built permits) because you may have to pay their attorneys' fees when they win.

I believe you apply for as built permits from the Building Department in the city. Make sure you're in the incorporated portion of the city, otherwise you'll have to go to the County Building Department.

Also, if the bank didn't know that these additions were unpermitted, you wouldn't have an recourse. Most foreclosures are sold as is and requires buyer's diligence. A title insurance policy may or may not disclose unpermitted additions (depends on the wording of the policy). As I recall, a title insurance policy only guarantees that you have marketable title to the property.

By: Tony G

Tony G — Thu, 12 Nov 2009 08:29:18 +0000

I have seen many people on here say that you are automatically covered when your parents have full coverage, including insurance agents. This is not true of all companies. Call your insurance carrier and ask. It is a lot easier than finding out after an accident that you are not covered.

By: Begi

Begi — Thu, 12 Nov 2009 07:52:11 +0000

insurance tips :
http://insurance6.cn